Mortgages - Help To Buy

  • Help to Buy replaces FirstBuy and own shared equity
  • Help to Buy launched as a Government provided 80:20 shared equity product
  • Available on all developments
  • Only a 5% deposit needed
  • 1.75% fee charged after year 5, increased by RPI+1%.  Interest free for first 5 years
  • 25 year longstop - repayment from sale or re mortgage
  • 75% mortgage required from a bank or building society - Potentially lower rates available to buyers
  • Maximum market value of property £600,000 
  • Capital repayment mortgage only
  • Available to all purchasers buying their principal home

Please call us on 01432 277877 to see if you qualify